Resources
Everything here is free to use. The calculators run in your browser with no signup. The planners are Google Sheets that come with the weekly letter. The printable worksheets are open to everyone.
And if you are looking for books to improve your knowledge, I got you covered too! Take a look at the Reading list page.
Calculators
Type in your numbers and get an answer. No signup needed.
FIRE calculator
Find your Financial Independence number with Traditional, Coast or Barista FIRE. Six currencies, inflation-adjusted projections, and everything runs in your browser.
Compound interest calculator
See what compounding does to your own savings and returns.
Portfolio beta calculator
Enter your holdings, position weights and betas to see whether your portfolio is more or less volatile than the S&P 500.
Planners for Google Sheets
Free with the weekly letter. Subscribe, open the Toolkit, and make your own copy in Google Drive.
Debt payoff planner
Which debt should you pay first? It compares snowball and avalanche on your own numbers and shows your debt-free date. Up to 15 debts, any currency.
Cash flow planner
Enter what comes in and what goes out. A dashboard shows what you saved, which spending group took the most, and how your forecast compares with your bank balance.
Printable worksheets
Open to everyone. Read the page, then download the PDF.
Spending triggers self-assessment
Find the emotional patterns, social pressures and habits behind your unplanned purchases, with a worksheet you fill in on paper.
52-week money challenge
Save $1 in week one, $2 in week two, and so on up to $52 in week 52: $1,378 in a year. Includes a printable tracker.
Finance goals and vision board
Connect your short-, mid- and long-term money goals to what matters to you.