The $1.42 trillion IOU behind the rally
Record borrowing is fuelling the market, the AI boom is quietly financing itself, and a struck-down tariff bill is now trading at a discount. Three numbers, and what they mean for your money
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Financial Life Simulator: Live 18 to the End in 30 Minutes
I built a free game that lets you live a whole financial life, 18 to the end, in about half an hour - then replays it with one decision changed.
Most stocks lose to cash
An index that fired Volkswagen, a €5 fee aimed at your Temu basket, and a job market that's easy to keep and hard to enter - plus what £10 billion buys in a bank app.
Rates up, oil up, Buffett out
A rate hike you'll feel on your card bill, an oil shock you'll feel at the pump, and the end of the Buffett era - plus the coffee chart that explains your grocery receipt.
How you actually withdraw the money
Two people retire on the same morning. Same age, same 600,000 in the pot, same low-cost world tracker, same plan to spend a little over 4% a year. Thirty years later, one of them dies with more money than they started with. The other ran out at 82